I have one oh god why
Because I have faith in exclusives and enjoyed the price.
Only issue I have with it is Internet required to download my two free games with the bundle instead of giving me the disc's for assassins creeds
Halo
Fable
I can understand why it could be annoying, especially if you live in an area without a good connection, but you have to understand that the only reason they can bundle it with games without pushing the price up to the price of a physical copy of the same game, is because printing those copies isn't free. Add to that any manuals (rare these days), or any kind of informational booklets that usually comes with, and you start seeing why they'd go for a digital copy. I believe most bundles do this these days, though any store-specific bundle usually has a physical copy included with it (meaning bundles the store itself has decided to run with, as then they'll just grab it from their stock).
I'm also pretty sure when you "install" a disc based game, it will instead download the game off of Xbox LIVE.
I can't say for sure regarding the Xbox One, but on the 360 the installs would be done from the disc, but most games these days require you to download any released updates if you're gonna play the game but also be connected to Xbox Live / PSN. If you want to play without updating it, you could always disconnect while you play. I know the PS4 hasn't changed this, and seeing as Microsoft has stated that you won't need an internet connection to play games, I kind of doubt they'd do that (even though that was the plan originally).